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The Cost of Car Insurance–Washington and Oregon Are Below Average–And That’s A Good Thing!

Posted by Craig F. Schauermann | Mar 11, 2014 | 0 Comments

According to Insure.com, Washington and Oregon have insurance rates that are below the United States averages. Average rates for the United States were $1,503 per year. Washington's average was $1,499 and Oregon's $1,333.

The most expensive place to insure a car was in Michigan at a cost of $2,551 per year (driven up, perhaps by Detroit-the most expensive city to insure a car because over 60% of its population was uninsured and its essentially unlimited PIP coverage). The cheapest place-Ohio at $926 per year.

The statistics were based upon rates from six large carriers (Allstate, Farmers, GEICO, Nationwide, Progressive and State Farm) in 10 ZIP codes per state. Rates were compiled in January 2014 and were for a 40 year old male, with a good driving record, good credit, 12 miles to work each day, purchasing 100/300/50 coverage's ($100,000 per person, $300,000 per accident, $50,000 in property damage with standard PIP (Personal injury coverage) and UIM (underinsured motorists coverage), with a $500 deductible on Collision and Comprehensive coverage.

About the Author

Craig F. Schauermann

Member.  Effective July 1, 2015, Craig Schauermann has transitioned from managing partner of the firm to an “Of Counsel” role with the firm. As a founding partner, along with William “Bill” Thayer, Craig's name will remain with the firm. Craig will continue his long history of mentorship to the firm's attorneys and contribute to the firm's active cases. You may contact him via this page, but he is not taking on new cases directly in his new role with the firm. Location: Vancouver, Washington Phone: 360-558-3766 Fax:               360-696-0583 Contact Craig Schuermann Emphasis: Before going of counsel July 1, 2015, Craig advised and advocated for his clients in personal injury and wrongful death cases for nearly 40 years. He continues to work part time with the attorneys in our office on matters relating to serious personal injuries and wrongful death. Professional Qualifications & Education: Bachelor of Arts, 1973 Washington State University; Juris Doctor degree, 1976 University of Puget Sound; Licensed to practice before all courts in the State of Washington, the Western and Eastern District Federal Courts of the State of Washington, and the Ninth Circuit and the United States Supreme Court. Professional Experience: Craig started work in Seattle as an associate with a small personal injury firm and moved to Clark County in January of 1979. He practiced exclusively after that in the State of Washington, primarily in Clark County. He was instrumental in obtaining for his clients a number of large verdicts, arbitration awards, and settlements. Professional Affiliation: Member of the Board of Governors for the Washington State Trial Lawyers Association from 1996-2001. Political Action Committee for WSAJ from 2004-2015.  Past WSTLA Eagle member for over 25 years. Past President of the Clark County Bar Association. Former Chairman of the Washington State Bar Association's Continuing Legal Education Committee. Craig has been a speaker at numerous legal education seminars. Personal: Craig and his wife are the proud parents of three children and six grandchildren. He enjoys golf, playing bridge, and traveling with his family. Areas of Practice Personal Injuries Wrongful Death Litigation Percentage 100% of Practice Devoted to Litigation Bar Admissions Washington, 1977 U.S. District Court Eastern District of Washington, 1993 U.S. District Court Western District of Washington, 1977 U.S. Court of Appeals 9th Circuit, 1994 U.S. Supreme Court, 1994 Education University of Puget Sound School of Law, Tacoma, WashingtonJ.D. – 1976Washington State UniversityB.A. – 1973 Professional Associations and Memberships Washington State Trial Lawyers Association, Member, Board of Governors, 1996 – 2001 Washington Trial Attorneys Public Forum Clark County Bar Association, Past President Washington State Bar Association, Former Chairman, Continuing Legal Education Committee

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