Pedestrian Accidents and the Limitations of Insurance: What Next?

Posted by Schauermann Thayer | May 31, 2018 | 0 Comments

In the past few years, there's been an increase in pedestrian accidents of over 20 percent in both Washington and Oregon. When it comes to being injured in an accident, pedestrians are a particularly vulnerable group who can suffer devastating injuries. If you are the victim of a pedestrian accident in Washington or Oregon, the team of personal injury attorneys at Schauermann Thayer can help you recover compensation in the aftermath of your accident.

Recovering Compensation from Insurance Policies

If you have been injured in an accident as a pedestrian, you may find yourself facing mounting medical bills you may be unable to pay. If you have been unable to work as a result of your injuries, this can quickly become overwhelming. After being involved in an accident, the most significant source of compensation for your injuries might be the at-fault driver's automobile insurance policy.

Automobile Insurance

Each state maintains a minimum automobile insurance policy which drivers must carry in order to legally operate a vehicle. Unfortunately, minimum coverage requirements are often far too small to adequately compensate someone who suffers severe injuries in an accident. In both Washington and Oregon, the minimum coverage amount for bodily injury in an accident is $25,000.

Additional personal injury protection (PIP) coverage can also help address medical bills and possibly some amount of lost wages following an accident. This coverage is usually minimal compared to the amount of medical bills an injured pedestrian. Minimum policy limits amounts for PIP coverage are just $10,000 in Washington and $15,000 in Oregon. If you have been injured in an accident, hospital stays and surgical bills can exceed these limits in a matter of days or even hours.

If you are unsure if the applicable automobile insurance is adequate to cover the costs of your injuries, you may want to consider talking with a personal injury attorney. A personal injury attorney can help you identify and maximize all potential avenues of recovery. Such a recovery can provide financial compensation for the injuries, or "damages", which you have suffered, including:

  • Past and future medical bills;
  • Physical pain suffered during and after an accident;
  • Wages and benefits lost from not being able to work following an accident; and,
  • Mental and emotional stress and injury, including inconvenience.

Injured in an Accident? We're Here to Help

If you were injured in an accident while crossing the street, in a parking lot, or in some other form of pedestrian accident, you deserve quality representation from a team of experienced attorneys. At Schauermann Thayer, our attorneys are dedicated to fighting to help ensure that you receive the compensation you deserve. To learn more about your rights in the wake of an accident or to schedule a consultation with an attorney, contact us at (360) 695-4244 today.

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