What If I Miss Work Because of a Car Crash?

Posted by Scott Edwards | Sep 09, 2019 | 0 Comments

It is not uncommon that our clients miss at least a little bit of work time as a result of a collision. In reality most miss at least a little bit of work. Whether because the collision occurred on their way to work so they're just a couple hours late , or because they miss more substantial amounts due to attending medical appointments, or because they miss work because their injuries prevent them from being able to work, lost wages are a common aspect of most personal injury claims.

Under most situations, we are able to help our clients recover these lost wages both in the short term and in the long term. Most of our clients carry Personal Injury Protection (also called PIP) coverage. This coverage not only covers medical bills caused by a collision up to the policy limit, it likely covers lost wages. This coverage, often called “Income Continuation” provides a certain amount of income loss following a collision. Typically the coverage begins 14 days after the collision, extends for a year, and pays a percentage of the insured's weekly income up to the policy limit. This coverage is available regardless of fault and is required to be offered in the state of Washington on all automobile insurance policies—the party getting the insurance has the right to reject it, usually to shave a few dollars off the premium.

In addition to this short term remedy, we seek to recover 100% of our clients' lost wages attributable to the crash that caused them to miss work. The at-fault party is liable for all damages caused by their negligence. This liability includes lost wages immediately following a collision and lost wages for the remainder of our client's life—for example if our client is permanently impaired in their ability to work. Often times recovering for these types of losses requires an evaluation of prior earnings by performing an evaluation of prior tax documents and pay stubs. Sometimes the loss is relatively easy to compute. Other times, it requires evaluation by a forensic accountant and/or a vocational expert to assess the total loss. If/when we are able to recover for our clients in this way, we may have to pay back their PIP insurer for amounts they already collected—preventing a double recovery.

Evaluating and proving wage loss claims is not always easy, but it is possible and is often a significant portion of our clients' recoveries.  

About the Author

Scott Edwards

Scott Edwards is a partner at Schauermann Thayer Jacobs Staples & Edwards law firm. Scott is licensed in both Oregon and Washington, and has been practicing law since 2008. Though Scott started his career working for insurance companies, he now focuses his practice on personal injury, auto accident, biking accident, and insurance cases. In his free time, Scott enjoys spending time pedaling around the streets of Vancouver, Washington and Portland, Oregon on his bicycle.


There are no comments for this post. Be the first and Add your Comment below.

Leave a Comment

Experienced Attorneys

The attorneys at Schauermann Thayer handle personal injury, wrongful death, and insurance actions for clients throughout the Southwest Washington and Portland, Oregon area.


Schauermann Thayer is committed to answering your questions and addressing your concerns about potential personal injury and wrongful death cases in Washington and Oregon.

We offer free consultations and we’ll gladly discuss your circumstances with you at your convenience.